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Check out our latest articles from Figlar Insurance
Medicare
Medicare- Just Retiring or Turning 65?
Medicare benefits are divided into two parts. Part A primarily covers inpatient hospital, skilled nursing facility care and home health care. Once enrolled in Medicare, you will receive these benefits automatically and do not pay premiums for them (you’ve already paid for them through your taxes).
Life Insurance
Life Insurance- Term, Whole, Universal, Final Expense Plans
Life Insurance- Term, Whole, Universal, Final Expense Plans
A life insurance policy is a contract with an insurance company. In exchange for premium payments, the insurance company provides a lump-sum payment, known as a death benefit, to beneficiaries upon the insured’s death. Typically, life insurance is chosen based on the needs and goals of the owner.
Long Term care
Long Term Care- Home or Nursing Home Coverage, CT Partnership
Generally, short-term care insurance has no “elimination period,” or waiting period, so the policy starts paying out as soon as you start using care. The elimination period on a long-term care policy works like a deductible: It’s the number of days you pay for care before the policy pays out.
What clients say
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Marc Figlar is a godsend when it comes to informing and helping with medical insurance selection. These days we all know how complicated healthcare and insurance have become. Marc's knowledge and ability to boil down the issues and options to a personalized level is so helpful. I do love knowing that I have someone who is a phone call away, not just at enrollment time, but anytime I need it.
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Marc was very helpful and knowledgeable in the area of Medicare. He was to help my mother years ago reduce her premiums for her Medicare Supplement Coverage, as well as going the extra mile by getting her state help for her prescriptions through the ConnPace Program. Marc also made it easy for me when I went onto Medicare, we looked at all the companies available in the State of CT to find the most affordable and appropriate plan that all my doctors accept! The guy knows his stuff, give him a try!!
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I am fortunate to have Marc as my insurance broker. Each year he thoroughly reviews the plans that are available and ensures that my selection meets not only my medical needs but my financial ones as well. His service is excellent and he takes a personal interest in making sure I have the right plan. I highly recommend Marc and his team.
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I recommend Marc as a highly professional, expert and knowledgeable insurance agent. He helped me tremendously with my insurance needs assisting me with understanding which plan was best for me. I enjoy the reduction of my costs for medical and drug requirements while having the right plans. Thanks Marc for your integrity and the value you give.
